Your portfolio,
seen with clarity.
You hired a mutual-fund distributor (MFD) because you trust their judgement. Kinntegra is the platform underneath their practice — the layer that lets them see your investments end-to-end and give you a portfolio view that's accurate, reconciled, and always current.
This page walks you through everything Kinntegra surfaces in your Portfolio tab — and the tools your MFD uses behind the scenes to manage your money with more precision.
Seventeen views. One coherent story.
Every tab below is a real surface inside your Portfolio screen. No buzzwords. No filler.
A single view of everything you own
Total invested, current market value, gains, XIRR — across every folio, every AMC, every joint and minor holding. Already reconciled with the registrars. No spreadsheets needed.
Where your money actually sits
See how your portfolio distributes across schemes, asset categories, and AMCs. Spot concentration risk before it matters.
Family-wise visibility
Self, joint, minor (as guardian), as a joint second holder — every holding is grouped by who actually owns it. Switch between views with one click.
What's still working for you
A FIFO-tracked view of the units you still hold, when you bought them, at what cost — so XIRR and unrealised gains reflect reality, not assumptions.
What you've already realised
Every redemption mapped back to its original purchase lot. The full story of every exit decision.
Income, tracked properly
Every IDCW payout dated, amounted, and reconciled — separately from reinvestment plans, so taxable income is never confused with NAV-reinvested units.
Every transaction. Searchable.
Years of buys, sells, SIPs, switches, dividends — filterable by date range, financial year, scheme, AMC. Export anytime as Excel.
Tax-aware exits, simulated before you commit
Plan a redemption across folios and let the platform show LTCG / STCG impact lot-by-lot — before a single rupee moves. Pair it with the LTCG ₹1.25 L annual harvesting window and capture profits without surprises in March.
Allocation planning, lined up to your strategy
Tell us how much you want to deploy. We map it across your Wealth / Thematic / Foreign sleeves at AMC-weighted percentages — Liquid auto-populated per AMC — and let you commit only when the math checks out.
Lock gains. Reset the timer.
Identify where unrealised LTCG can be booked tax-free, then redeploy into the same or a different scheme — resetting the holding-period clock while keeping your market exposure intact. The platform shows you exactly which lots, which schemes, which amounts.
Know which units you can sell without paying tax
Every active lot grouped by scheme / folio / bucket, with expandable rows showing when it crossed the 12-month LTCG threshold and how much headroom remains in your ₹1.25 L tax-free window this FY.
Everyone you care about. One screen.
Self, spouse, parents, children, joint holdings, minor holdings — grouped under one family unit. See combined AUM, combined XIRR, combined goal-progress. Switch back to your own view in one click.
We catch what others miss
If our active-units number ever drifts from the registrar's, the platform flags it for your MFD to review. You never silently lose units to a mis-classified transaction.
Every folio. Every detail.
Bank account, nominee, contact, communication mode — for every folio you own, refreshed nightly from the registrars.
Reports your way
Monthly, quarterly, or on-demand. Email, WhatsApp, or both. Your MFD configures it once — it just keeps coming.
We don't hide the side-pockets
If any of your schemes have side-pocketed (segregated) units, you see them — with current status, NAV, and write-off history. Full transparency.
Nothing slips through
SIP rejections, OTM bounces, dispatch failures — every event captured so you and your MFD can fix it before it compounds.
Your MFD has tools that look more like an institutional desk than a spreadsheet.
Daily multi-registrar reconciliation
Your MFD doesn't manually chase CAMS and KARVY files. Kinntegra pulls them automatically every day and matches every transaction against your folio — so the numbers your MFD shares are always live, never stale.
Exception logs they actually act on
SIP failures, NAV mismatches, transfer-out events — the platform flags them the moment they happen. Your MFD calls you before you'd ever have noticed.
Family-grouped intelligence
Spouse, children, HUF, joint holdings — your MFD sees the entire household's allocation, not just one PAN. They can spot over-concentration and rebalance with the whole picture.
Holding-period XIRR by tranche
Most MFDs eyeball returns. Yours computes XIRR cohort-by-cohort: 5+ years, 3-5, 1-3, <1 — and looks for under-performers before you have to ask.
Continuity & succession planning
Every nominee, every bank, every contact — versioned and audit-logged. If something happens to you (or your MFD), nothing about your portfolio is in someone's head.
Cashflow forecasting
Upcoming SIPs, STPs, SWPs — your MFD has a clear forward view of money in / out. Useful for tax planning, liquidity events, and reviews.
You stop wondering if the numbers are right.
Numbers that match the registrar
Every value on your Portfolio is reconciled against the official KFintech and CAMS records overnight. If your MFD says ₹2.84 Cr, the registrar's books agree.
Reinvestment vs. Payout, never confused
IDCW Reinvestment buys you more units. IDCW Payout puts cash in your bank. The platform tracks the two separately so your taxable income and growth aren't muddled.
Joint holdings, minor folios, HUF — all in one place
Even when you're the second holder or the guardian, the holding shows up. Nothing about your household is invisible.
Goals you set with your MFD, tracked silently
Retirement, education, a home — when you and your MFD set a goal, the platform watches the progress without you needing to log in.
Your data stays yours.
Kinntegra is infrastructure for your MFD's practice — not a broker, not an aggregator, not a marketplace. We don't trade on your behalf, we don't market funds to you, and we don't sell your data to anyone.
Your access is view-only and protected by a PAN-based login plus a 4-digit security PIN. Your MFD cannot transact on your behalf through Kinntegra — they continue to use the standard registrar / exchange channels for that.
Every change to your record (bank update, nominee change, contact mode) leaves an audit-grade trail visible to you and to your MFD. Nothing happens silently.
Things to know before you begin.
Three short documents that explain exactly how your relationship, paperwork, and portfolio management work. Read them before you decide — not after.
Fund Selection Process
How a Kinntegra-powered MFD evaluates schemes against your risk profile, goals, and time horizon.
Letter of Engagement
The transparent client–distributor agreement that governs how your account is managed and serviced.
Account Opening Process
Step-by-step KYC, documentation, and onboarding checklist — designed for clarity from day one.
All about mutual funds — straight from AMFI.
Independent investor education from the Association of Mutual Funds in India. Concepts, calculators, schemes — no marketing, no spin.
Commissions on mutual funds.
As per SEBI circular SEBI/IMD/CIR No. 4/168230/09, the comparative commissions earned by Kinntegra (AMFI Registered Mutual Funds Distributor) from each fund-house whose products are distributed are published in full.
A clear escalation path — all three levels.
Investor grievances rarely arise — but when they do, you should know exactly who to reach, in what order, and within which hours.
We're here to help.
Any question — about your account, the platform, or how a Kinntegra-powered MFD can fit into your financial life.
A platform is only as good as
the MFD behind it.
Talk to a Kinntegra-powered MFD. They'll understand your goals, map out a portfolio, and give you the institutional-grade view shown above — no obligation.
Already have an MFD? Ask them — if they're on Kinntegra, they can grant you secure view-only access in seconds.